How can we help you?

Hopefully we can answer all your questions right here. If not, our investment specialists are always happy to help.

Assets

Additional Information

This is a long form text area designed for your content that you can fill up with as many words as your heart desires. You can write articles, long mission statements, company policies, executive profiles, company awards/distinctions, office locations, shareholder reports, whitepapers, media mentions and other pieces of content that don’t fit into a shorter, more succinct space.


Articles – Good topics for articles include anything related to your company – recent changes to operations, the latest company softball game – or the industry you’re in. General business trends (think national and even international) are great article fodder, too.


Mission statements – You can tell a lot about a company by its mission statement. Don’t have one? Now might be a good time to create one and post it here. A good mission statement tells you what drives a company to do what it does.


Company policies – Are there company policies that are particularly important to your business? Perhaps your unlimited paternity/maternity leave policy has endeared you to employees across the company. This is a good place to talk about that.


Executive profiles – A company is only as strong as its executive leadership. This is a good place to show off who’s occupying the corner offices. Write a nice bio about each executive that includes what they do, how long they’ve been at it, and what got them to where they are.

Investing

Additional Information

This is a long form text area designed for your content that you can fill up with as many words as your heart desires. You can write articles, long mission statements, company policies, executive profiles, company awards/distinctions, office locations, shareholder reports, whitepapers, media mentions and other pieces of content that don’t fit into a shorter, more succinct space.


Articles – Good topics for articles include anything related to your company – recent changes to operations, the latest company softball game – or the industry you’re in. General business trends (think national and even international) are great article fodder, too.


Mission statements – You can tell a lot about a company by its mission statement. Don’t have one? Now might be a good time to create one and post it here. A good mission statement tells you what drives a company to do what it does.


Company policies – Are there company policies that are particularly important to your business? Perhaps your unlimited paternity/maternity leave policy has endeared you to employees across the company. This is a good place to talk about that.


Executive profiles – A company is only as strong as its executive leadership. This is a good place to show off who’s occupying the corner offices. Write a nice bio about each executive that includes what they do, how long they’ve been at it, and what got them to where they are.

Lending

1) What are the average annualized returns?

Annualized returns are based on multiple factors including but not limited to the current market rates, estimated real estate growth rates in Ottawa and etc. As a result, they may vary greatly. All rates are agreed upon with the lender prior to signing any documentation. Typically, ReDeal pays 6%-8% per year. These rates are based on the original amount and are paid for the length of the loan.


2) Is the loan secured or guaranteed in any way?

All loans that are funded and advanced to either ReDeal or any of ReDeal’s other business affiliates, including but not limited to ReDeal Capital, ReDeal Homes and Uplist Realty Services Inc. are secured through a lien against an income producing asset in the National Capital Region unless otherwise explicitily agreed upon between Uplist Realty Services Inc. and the lender. Liens are callable in the case where Uplist faces insolvency as a result of:

i.  F


3) How does ReDeal secure the loan?

All loans are registered liens against the property. In the case where the loan is in excess of $100,000, the lender can request to have the loan registered as a mortgage. Legal fees are covered for registering the mortgage against the property as long as the investment is over $250,000. In the case where the lender requests to register a mortgage on an asset and the loan amount is between $100,000 and $250,000, legal fees are covered by the lender. Typically, legal fees associated with registering the mortgage are approximately $4,000, however, this amount may vary.


4) Can I convert the loan into ownership?

Loans can be converted into ownership under certain circumstances including:

i.   

The lender must provide written notice informing ReDeal that they would like to convert the loan into asset ownership. Notice must be provided at least 6 months before the loan can be converted and must be emailed to investors@redeal.ca. ReDeal will be in contact with the lender within 5 business days of receiving the notice to arrange a meeting with the purpose of discussing the potential investment. 


5) What is the minimum/maximum investment?

Currently, Uplist Realty Services Inc. allows for loans ranging between $10,000-$1,000,000. Special exceptions may be made but must be agreed upon between the lender and Uplist.


6) Is this a completely hands-off investment?

One of the conditions that all lenders must agree to before signing a loan agreement with ReDeal is that they will not be involved in the management of the funds once the loan has been advanced. As a result, the lender will receive monthly payments equal to 1/12 the value of the interest that they are due for a fiscal year but will not be able to control any of the funds once the loan has been advanced.


7) Can I ever call the loan?

Loans are callable once the term of the loan has expired. In the case where the lender would like to call the loan early, a penalty may apply. These penalties are based on the value and the term of the loan. All fees and penalties are provided to a lender prior to closing the loan. Typically the penalty for calling a loan is all earned interest for a loan called 6 months early and interest plus 3% of the of the value of the loan for a loan called 1 year early. Written notice from the lender must be provided at least 6 months before the loan will be called. Please contact investors@redeal.ca for more information.

Crowdfunding

1) How does the crowdfunding work?

ReDeal is currently working with the Ontario Securities Commission to finalize the regulation regarding this investment option. We are working with investors to collect enough capital to purchase either an asset or multiple assets. We pool the investments from multiple investors together and these investors are entitled to a share of the asset including all profits derived from their ownership share.


2) Who else is joining the deal?

Other like minded investors that are either looking to diversify their portfolios and limit their risk or new investors interested in real assets are typically the investors that we work with. All investors information is confidential and so, this information will not be shared with any other investors holding any ownership in the same asset.


3) What is the minimum/maximum investment?

Currently, ReDeal allows for crowdfunding investments to range between $5,000-$250,000. Depending on the size of the investment, it may take up to 6 months before ReDeal can acquire a property with the investment. During that period, the investor agrees to receive a 5% dividend payment which will be applied to their investment amount once the property is acquired. For instance, if the investor provides ReDeal with $10,000 and ReDeal secures an asset 6 months later, the investors will receive $250 added to their ownership of the asset.


4) Is it possible for my asset to be affected by another asset?

ReDeal works with accountants and lawyers to minimize the risks related to separate investments. All investments are held under Uplist Realty Services Inc, which operates as ReDeal. ReDeal establishes a separate Joint Venture with the investors for each asset.


5) What is the average annualized return?

We currently estimate that average annual returns for crowdfunding investments will be approximately 8-10% compounded annually.


6) Is it possible to convert my crowdfunding investment into another product?


7) How long does ReDeal hold assets? Are my funds completely illiquid?

Owning

This is a long form text area designed for your content that you can fill up with as many words as your heart desires. You can write articles, long mission statements, company policies, executive profiles, company awards/distinctions, office locations, shareholder reports, whitepapers, media mentions and other pieces of content that don’t fit into a shorter, more succinct space.


Articles – Good topics for articles include anything related to your company – recent changes to operations, the latest company softball game – or the industry you’re in. General business trends (think national and even international) are great article fodder, too.


Mission statements – You can tell a lot about a company by its mission statement. Don’t have one? Now might be a good time to create one and post it here. A good mission statement tells you what drives a company to do what it does.


Company policies – Are there company policies that are particularly important to your business? Perhaps your unlimited paternity/maternity leave policy has endeared you to employees across the company. This is a good place to talk about that.


Executive profiles – A company is only as strong as its executive leadership. This is a good place to show off who’s occupying the corner offices. Write a nice bio about each executive that includes what they do, how long they’ve been at it, and what got them to where they are.

Developing

This is a long form text area designed for your content that you can fill up with as many words as your heart desires. You can write articles, long mission statements, company policies, executive profiles, company awards/distinctions, office locations, shareholder reports, whitepapers, media mentions and other pieces of content that don’t fit into a shorter, more succinct space.


Articles – Good topics for articles include anything related to your company – recent changes to operations, the latest company softball game – or the industry you’re in. General business trends (think national and even international) are great article fodder, too.


Mission statements – You can tell a lot about a company by its mission statement. Don’t have one? Now might be a good time to create one and post it here. A good mission statement tells you what drives a company to do what it does.


Company policies – Are there company policies that are particularly important to your business? Perhaps your unlimited paternity/maternity leave policy has endeared you to employees across the company. This is a good place to talk about that.


Executive profiles – A company is only as strong as its executive leadership. This is a good place to show off who’s occupying the corner offices. Write a nice bio about each executive that includes what they do, how long they’ve been at it, and what got them to where they are.